Overview
In Over Your Head: Life-Saving Strategies for Financial Crisis
In Over Your Head is a must for families who need to gain control over their finances. After walking you through basic steps for responsible money management, this bulletin offers common-sense, practical approaches to dealing with debt and debt collectors; designing a self-directed repayment plan that makes sense for you (including how to use "power payments" to reduce debt as quickly as possible); using credit counseling services as well as consolidation and other repayment strategies wisely; and how to determine if filing for bankruptcy is the right answer. If you feel like you are in over your head, you can help yourself get above water again by using this bulletin to learn how to deal with your situation responsibly.